Terms and Conditions

Agreement to Terms

By accessing and using ferantristudio.com financial coaching services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please do not use our services.

Use of Our Services

Our financial coaching services are designed to provide educational guidance and support for personal financial management. The following terms govern your use:

User Responsibilities

As a client, you agree to:

• Provide accurate financial information for coaching purposes
• Attend scheduled coaching sessions and complete assigned tasks
• Maintain confidentiality of your login credentials
• Use our services only for lawful purposes

Prohibited Uses

You may not use our services to:

Intellectual Property Rights

All content, materials, courses, and methodologies provided through our services are the intellectual property of ferantristudio.com. You may use these materials solely for your personal financial education and may not reproduce, distribute, or create derivative works without written permission.

Payment Terms and Conditions

Payment terms for our coaching services:

• Course fees are due in full before service commencement
• All prices are in South African Rand and include applicable VAT
• Refunds are subject to our cancellation policy terms

Service Disclaimers

Our coaching services are educational in nature. We do not guarantee specific financial outcomes or investment results. All financial decisions remain your responsibility.

Limitation of Liability

Our liability is limited to the amount paid for services, excluding consequential or indirect damages.

User Indemnification

Users agree to indemnify and hold harmless ferantristudio.com from any claims, damages, or expenses arising from their use of our services or violation of these terms.

Termination of Services

Either party may terminate the coaching relationship with written notice. Upon termination, you retain access to completed course materials but forfeit access to ongoing support services.

Governing Law and Jurisdiction

These terms are governed by South African law. Any disputes will be resolved in the courts of Cape Town, Western Cape, South Africa.

Modifications to Terms

We reserve the right to modify these terms at any time. Significant changes will be communicated via email or prominent website notice. Continued use constitutes acceptance of modified terms.

Contact Information

For questions about this disclaimer or our services, please contact us: